Buying and selling your home or commercial property is a daunting task . . . that is unless you have the right team of experts by your side and guiding you through the various stages of the transaction.  At Lyons Realty Group (LRG) we offer superior service and make sure that your questions and issues are addressed right away.  In fact, when you meet our associates at LRG you will first learn about the process of buying or selling your property.  We call it our "LRG Roadmap".  We find that a little knowledge prior to the signing of a Sales Contract helps ease negotiations and allows all parties to anticipate future events.  The bottom line . . . the fewer surprises the better the transaction.  So how can LRG assist you?

MARKET ASSESSMENT

Making the decision to sell your property is generally the easy part.  But how much is your property really worth?  The answer is:  Only what a Buyer is willing to purchase it for.  In the real estate boon of the last few years there were more Buyers than properties available for sale.  This basic economic formula allowed Sellers to boost their asking prices without much negative response from the prospective Buyers.  The Buyers were in a nothing less than a fenzy.  Those days are gone . . . the formula has now been reversed and the remaining Buyers are watching the market cautiously, piting sellers against each other.

What is a Seller to do?  Get to know your market before you sell, not after the sign has already gone up in the front yard.  LRG's associates have the skills and technology needed to assess your property's value.  At no charge to you, LRG will provide you with a FREE market assessment of your home's value.  Of course you are always encouraged to compare your home to others in your neighborhood.  Only by comparing the common and unique characteristics of your home to others will you truly understand your home's value.

PRE-QUALIFICATION

We all have our "wish list" when it comes time to buying our own property.  and Buyers want more than their budgets allow.  LRG associates understand the local real estate markets and will give you a list of other similar properties and an assessment of your property's market value. As a Buyer you are encouraged to give us an honest assessment of your credit history and finances together with your neighborhood preferences so that we can better direct your attention to the right property.

FINANCING

There are probably more venues to secure your financing than there are lottery combinations.  So how do you decide between mortgage brokers, banks, on-line lenders, or the credit union?  We make that easy by showing you how to compare various mortgage programs so that you are able to easily decide on your choice of lender.  This is important to do early in the process and before you enter into a written Sales Contract.  In fact, our affiliates at Lyons and Smith, P.A. ( www.lyonsandsmith.com ) can assist you in making a mortgage application directly to the wholesale mortgage market, bypassing the middlemen and taking advantage of incredibly low closing costs and interest rates.  No matter your choice in lenders we will help you through the process, saving you precious time.

CLOSING THE DEAL

Your closing and your closing expenses are dictated by your Sales Contract, your lender (when you are a Buyer), and Florida Law.  Both Sellers and Buyers are often surprised by their closing charges, many times not knowing the actual costs until the closing begins.  This is unacceptable.  As professionals we have the ability and obligation to estimate the Buyer and Seller closing charges well ahead of the closing date.

The Sales Contract also dictates which party chooses the closing agent.  Sure, there are various customs in Florida regarding closing procedures, however, EVERYTHING is negotiable (except government charges).  LRG's affiliates at Lyons and Smith, P.A. can assist you with legal representation and/or closing the transaction.

RENTING

Not ready to make a commitment to purchasing a property?  Well that is not a problem either because LRG maintains an active list of both commercial and residential rentals.  There are many reasons to consider renting a property or unit, personal and financial, prior to investing in the ownership of one. Our agents will first listen to your preferences and then talk with you about your available options.